Qube Financing | Qube - Optimal Working Capital and Debtor Experience

Qube connects financing, technology, and servicing through one fully automated platform for receivables financing, supply chain finance, and credit & collections management.
Our integrated approach is built around two complementary activities: Financing & Servicing, helping businesses unlock working capital, improve cash flow, and stay in control. And is organised along the business lines:

Origination infrastructure

Credit & collection infrastructure

Servicing infrastructure

Funding infrastructure

Risk Management Framework

Seller Default Risk

Seller Contingency Reserve
Daily portfolio valuation and settlement
Trigger Management

Seller Risk

Seller & Data Verification
Daily Settlement
Trigger management
Fraud risk & control framework

Dilution Risk

Expected dilution calculation
Daily settlement of credit notes
Trigger Management

Debtor Default Risk

Debtor concentration management
Daily expected loss calculation
Dynamic enhancement

Receivable Servicer Risk

Master Receivable Servicer
Seller & Data Verification
Trigger management

Qube Working Capital Tool Box

The Qube Working Capital Toolbox has been developed enhancing liquidity and optimising working capital for clients in scope.

Qube will assist clients (on request) improving receivables portfolio and credit & collection management.

Receivables Management Analysis

Receivables Services Specs

DSO Calculator

Weighted Average Payment Term Development
Weighted Average Days Past Due Development

Receivables Pool Analysis & Valuation

Expected Weighted Average Life Development
Aging Bucket Profile
Dilution Profile
Expected Loss Profile